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Michael Kama

Non-QM Solutions Backed by Experience

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Michael Kama — Senior Account Executive

Michael Kama

Non-QM Solutions Backed by Experience

Michael Kama — Senior Account Executive

With more than 20 years of Non-QM lending experience, Michael Kama has built a reputation for helping mortgage brokers close more loans, navigate complex borrower scenarios, and achieve outstanding results. As a Senior Account Executive at ARDRI, he combines deep industry knowledge with a hands-on approach that keeps brokers informed, supported, and confident from submission to funding.

Known for his responsiveness, open communication, and commitment to service, Michael believes strong partnerships are built on accessibility and trust. Whether it’s structuring a challenging loan scenario, navigating Non-QM guidelines, or providing quick answers when brokers need them most, he is dedicated to being a reliable resource every step of the way.

A longtime Ventura County resident, Michael has been part of the community for more than 35 years and has been married for 28 years with three children. Outside of work, he is a passionate sports fan who proudly supports all Detroit teams, especially hockey.

If you’re looking for a knowledgeable lending partner who is committed to helping you grow your business and close more loans, Michael is ready to help.

With more than 20 years of Non-QM lending experience, Michael Kama has built a reputation for helping mortgage brokers close more loans, navigate complex borrower scenarios, and achieve outstanding results. As a Senior Account Executive at ARDRI, he combines deep industry knowledge with a hands-on approach that keeps brokers informed, supported, and confident from submission to funding.

Known for his responsiveness, open communication, and commitment to service, Michael believes strong partnerships are built on accessibility and trust. Whether it’s structuring a challenging loan scenario, navigating Non-QM guidelines, or providing quick answers when brokers need them most, he is dedicated to being a reliable resource every step of the way.

A longtime Ventura County resident, Michael has been part of the community for more than 35 years and has been married for 28 years with three children. Outside of work, he is a passionate sports fan who proudly supports all Detroit teams, especially hockey.

If you’re looking for a knowledgeable lending partner who is committed to helping you grow your business and close more loans, Michael is ready to help.

Partner with Michael Kama and ARDRI

Michael Kama helps brokers navigate complex lending scenarios, uncover new opportunities, and close more loans with confidence. Backed by ARDRI’s innovative technology and broker-first approach, he is committed to delivering responsive communication, exceptional service, and practical solutions that help brokers grow their business and better serve their clients.

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Accessible. Responsive. Committed.

Michael believes the best broker relationships are built on communication, consistency, and trust. He takes a hands-on approach to every scenario, providing timely answers, proactive updates, and dependable support from application to closing. Known for being accessible when brokers need him most, Michael is dedicated to helping his partners navigate challenges, identify opportunities, and deliver exceptional experiences for their clients.

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Smart Technology. Better Results.

Backed by ARDRI’s innovative technology platform, Michael helps brokers work more efficiently, stay informed, and move loans through the process with confidence. From AI-powered tools and streamlined workflows to real-time communication and faster decision-making, he combines technology with responsive support to simplify complex scenarios, accelerate loan closings, and create a smoother experience for brokers and their borrowers.

Simplified Non-QM Lending Icon

Simplifying Complex Loan Scenarios

With a deep understanding of Non-QM lending and a passion for helping brokers succeed, Michael helps turn challenging loan scenarios into viable opportunities. Leveraging ARDRI’s flexible programs and technology-driven platform, he provides practical guidance, clear communication, and effective solutions that help brokers navigate complexity, overcome obstacles, and close more loans with confidence.

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Industry Expertise

Drawing on extensive Non-QM expertise and a broker-first approach, Michael helps uncover opportunities others may miss. He takes the time to understand each scenario, provide practical guidance, and connect borrowers with the right financing solutions. Backed by ARDRI’s technology and experienced operations team, Michael gives brokers the support, resources, and partnership needed to close more loans and grow their business.

PRICE A LOAN

Partner with Michael Kama and ARDRI

Michael Kama helps brokers navigate complex lending scenarios, uncover new opportunities, and close more loans with confidence. Backed by ARDRI’s innovative technology and broker-first approach, he is committed to delivering responsive communication, exceptional service, and practical solutions that help brokers grow their business and better serve their clients.

Personalized Service Icons

Accessible. Responsive. Committed.

Michael believes the best broker relationships are built on communication, consistency, and trust. He takes a hands-on approach to every scenario, providing timely answers, proactive updates, and dependable support from application to closing. Known for being accessible when brokers need him most, Michael is dedicated to helping his partners navigate challenges, identify opportunities, and deliver exceptional experiences for their clients.

Tailored Solutions Icon

Smart Technology. Better Results.

Backed by ARDRI’s innovative technology platform, Michael helps brokers work more efficiently, stay informed, and move loans through the process with confidence. From AI-powered tools and streamlined workflows to real-time communication and faster decision-making, he combines technology with responsive support to simplify complex scenarios, accelerate loan closings, and create a smoother experience for brokers and their borrowers.

Simplified Non-QM Lending Icon

Simplifying Complex Loan Scenarios

With a deep understanding of Non-QM lending and a passion for helping brokers succeed, Michael helps turn challenging loan scenarios into viable opportunities. Leveraging ARDRI’s flexible programs and technology-driven platform, he provides practical guidance, clear communication, and effective solutions that help brokers navigate complexity, overcome obstacles, and close more loans with confidence.

Integrity & Excellence Icon

Industry Expertise

Drawing on extensive Non-QM expertise and a broker-first approach, Michael helps uncover opportunities others may miss. He takes the time to understand each scenario, provide practical guidance, and connect borrowers with the right financing solutions. Backed by ARDRI’s technology and experienced operations team, Michael gives brokers the support, resources, and partnership needed to close more loans and grow their business.

PRICE A LOAN

Meet Our Non-QM Loan Programs

As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!

Meet Our Non-QM Loan Programs

As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!

Meet Our Non-QM Loan Programs

As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!

What Michael's Broker Partners Are Saying

Michael has been one of my go-to account executives for years. No matter how challenging the scenario, he always takes the time to talk it through, find a solution, and keep me updated along the way

Robert A., Broker/Owner

What Michael's Broker Partners Are Saying

Michael has been one of my go-to account executives for years. No matter how challenging the scenario, he always takes the time to talk it through, find a solution, and keep me updated along the way

Robert A., Broker/Owner

Michael Kama — Senior Account Executive

Have Questions? I’m Your Dedicated Expert.

Michael Kama — Senior Account Executive

Have Questions? I’m Your Dedicated Expert.

I’d Love to Connect—Schedule Your Appointment Here

Select a date and time on my calendar to schedule a meeting.

Ready to Simplify Lending?

Let’s connect soon—I’d love to discuss how ARDRI can bring value to you and your clients. Please feel free to reach out at any time or book a meeting with me using the calendar appointment tool on this page. Call me today at 818.940.0720 to get started!

Ready to Simplify Lending?

Let’s connect soon—I’d love to discuss how ARDRI can bring value to you and your clients. Please feel free to reach out at any time or book a meeting with me using the calendar appointment tool on this page. Call me today at 818.940.0720 to get started!

PRICE A LOAN