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Bridge The Gap with Our Asset Depletion Loan Solution!

At ARDRI, we understand the unique financial needs of high net-worth borrowers who may not qualify under traditional Asset Only programs. Our Asset Depletion Loan Program — is an innovative solution designed to provide your clients the flexibility they need to secure the financing they deserve.

PRICE A LOAN DOWNLOAD FLYER

Bridge The Gap with Our Asset Depletion Loan Solution!

At ARDRI, we understand the unique financial needs of high net-worth borrowers who may not qualify under traditional Asset Only programs. Our Asset Depletion Loan Program — is an innovative solution designed to provide your clients the flexibility they need to secure the financing they deserve.

PRICE A LOAN DOWNLOAD FLYER

Bridge The Gap with Our Asset Depletion Loan Solution!

Asset Depletion Hero Background

At ARDRI, we understand the unique financial needs of high net-worth borrowers who may not qualify under traditional Asset Only programs. Our Asset Depletion Loan Program — is an innovative solution designed to provide your clients the flexibility they need to secure the financing they deserve.

Ideal Borrowers

A borrower like Alice, a successful entrepreneur with significant assets in her checking, savings, and trading accounts, is ready to purchase her dream home. However, when approaching traditional lenders, she faced roadblocks in meeting DTI calculation requirements. With ARDRI’s Asset Depletion Lending Program, Alice qualified for her mortgage using her substantial financial portfolio.

The Asset Depletion loan program is an excellent solution for:

  • Borrowers who have considerable liquid or near-liquid assets but may not meet the stringent requirements of traditional Asset Only programs.
  • Are retired or semi-retired individuals with substantial savings or investment accounts.
  • Are self-employed professionals or business owners with fluctuating incomes and have a robust asset portfolio.
  • Seek to leverage their financial strength for purchasing or refinancing high-value properties.
  • Borrowers that need an efficient, alternative route to demonstrate their ability to repay.

Program Highlights

  • LTV up to 80% for Purchase
  • LTV up to 75% for Rate/Term and Cash-out Refinance (Cash-out cannot be used to meet eligible asset requirements)
  • Minimum 600 FICO
  • Loan amounts up to $4M
  • Primary, Second Home & Investment
  • No Income Requirements if Assets are solely used
  • No MI
  • No Reserve Options
  • 30YR and 40YR I/O terms available (Fixed or ARM)
  • SFR, 2-4 Units, Condos (and Non-Warrantable), PUD

Click here to view pricing and eligibility for ARDRI’s Asset Depletion Loan Program or price a loan with askARDRI.

Why Partner with ARDRI?

As a trusted partner for mortgage brokers, ARDRI is committed to simplifying the Non-QM loan process through cutting-edge technology and personalized support. Our Asset Depletion loan program is just one example of how we’re innovating to meet the evolving needs of brokers and their clients.

Why Partner with ARDRI?

As a trusted partner for mortgage brokers, ARDRI is committed to simplifying the Non-QM loan process through cutting-edge technology and personalized support. Our Asset Depletion loan program is just one example of how we’re innovating to meet the evolving needs of brokers and their clients.

Unlock New Opportunities for Your Borrowers!

Let ARDRI’s Asset Depletion Loan Program be the key to unlocking new opportunities for your clients. Contact us today to get started or learn how we can help you grow your business.

Call us today at 855.855.8598 to learn more or start your borrower’s application!

GET APPROVED

Unlock New Opportunities for Your Borrowers!

Let ARDRI’s Asset Depletion Loan Program be the key to unlocking new opportunities for your clients. Contact us today to get started or learn how we can help you grow your business.

Call us today at 855.855.8598 to learn more or start your borrower’s application!

Meet Our Non-QM Loan Programs

As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!

Meet Our Non-QM Loan Programs

As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!

Meet Our Non-QM Loan Programs

As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!