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Leverage the Power of K-1 Income to Close More Loans!

ARDRI’s K-1 Only Loan Program is a streamlined solution tailored for borrowers whose income is primarily derived from partnerships, limited liability companies (LLCs), or S-corporations. This innovative program enables you to qualify your clients without the hassle of traditional income documentation like W-2s or 1099s.

PRICE A LOAN DOWNLOAD FLYER

Leverage the Power of K-1 Income to Close More Loans!

ARDRI’s K-1 Only Loan Program is a streamlined solution tailored for borrowers whose income is primarily derived from partnerships, limited liability companies (LLCs), or S-corporations. This innovative program enables you to qualify your clients without the hassle of traditional income documentation like W-2s or 1099s.

PRICE A LOAN DOWNLOAD FLYER

Leverage the Power of
K-1 Income to Close
More Loans!

K-1 Loan Hero Background

ARDRI’s K-1 Only Loan Program is a streamlined solution tailored for borrowers whose income is primarily derived from partnerships, limited liability companies (LLCs), or S-corporations. This innovative program enables you to qualify your clients without the hassle of traditional income documentation like W-2s or 1099s.

Ideal Borrowers

Kathy is a savvy real estate investor with a diverse portfolio of apartment buildings and multi-family properties held under multiple LLCs. She receives income distributions from her investments, all reported on her K-1 forms. Kathy’s portfolio is strong, but her non-traditional income is holding her back. ARDRI’s K-1 Only Loan Program is designed specifically for borrowers like Kathy, who receive income primarily from partnerships, LLCs, or S-corporations. With our program, you can qualify your clients using 2 years of Schedule K-1 forms with proof of income.

This program is ideal for borrowers who are:

  • Self-Employed Borrowers: Individuals receiving most of their income from partnerships, LLCs, or S-corporations.
  • Entrepreneurs and Investors: Business owners or investors looking to purchase or refinance properties without traditional income documentation.
  • Borrowers With Complex Finances: Clients whose income fluctuates due to their business structures or seasonal revenue.
  • Real Estate Investors: Borrowers seeking to expand their investment portfolio with a hassle-free loan option.

Program Highlights

  • LTV up to 80% for Purchase
  • LTV up to 75% for Cash-out Refinance
  • Minimum 600 FICO
  • Loan amounts up to $2M
  • Primary, Second Home & Investment
  • No MI
  • No Reserve Options
  • 30YR and 40YR I/O terms available (Fixed or ARM)
  • SFR, 2-4 Units, Condos (and Non-Warrantable), PUD

Click here to view pricing and eligibility for ARDRI’s K-1 Only Loan Program or price a loan with askARDRI.

Why Partner with ARDRI?

At ARDRI, we leverage cutting-edge technology and industry expertise to provide mortgage brokers with unparalleled service and support. Our K-1 Only program exemplifies our commitment to delivering innovative and client-centered solutions for your clients.

Why Partner with ARDRI?

At ARDRI, we leverage cutting-edge technology and industry expertise to provide mortgage brokers with unparalleled service and support. Our K-1 Only program exemplifies our commitment to delivering innovative and client-centered solutions for your clients.

Ready to Get Started?

Discover how ARDRI’s K-1 Only Loan Program can help you close more deals and grow your business. Contact our team today to learn more or submit your borrower’s application.

Call us today at 855.855.8598 to learn more or start your borrower’s application!

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Ready to Get Started?

Discover how ARDRI’s K-1 Only Loan Program can help you close more deals and grow your business. Contact our team today to learn more or submit your borrower’s application.

Call us today at 855.855.8598 to learn more or start your borrower’s application!

Meet Our Non-QM Loan Programs

As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!

Meet Our Non-QM Loan Programs

As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!

Meet Our Non-QM Loan Programs

As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!