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Simplify Financing for Self-Employed Borrowers with P&L Statements

ARDRI’s P&L Statements Loan Program is a straightforward and efficient solution tailored for borrowers who rely on profit and loss statements to document their income. At ARDRI, we understand that traditional income verification methods can be challenging for self-employed borrowers.

PRICE A LOAN DOWNLOAD FLYER

Simplify Financing for Self-Employed Borrowers with P&L Statements

ARDRI’s P&L Statements Loan Program is a straightforward and efficient solution tailored for borrowers who rely on profit and loss statements to document their income. At ARDRI, we understand that traditional income verification methods can be challenging for self-employed borrowers.

PRICE A LOAN DOWNLOAD FLYER

Simplify Financing for Self-Employed Borrowers with P&L Statements

Profit and Loss Hero Background

ARDRI’s P&L Statements Loan Program is a straightforward and efficient solution tailored for borrowers who rely on profit and loss statements to document their income. At ARDRI, we understand that traditional income verification methods can be challenging for self-employed borrowers.

Ideal Borrowers

Peter, who owns a custom furniture business, needed to expand into a larger space after years of steady growth. But like many self-employed borrowers, proving his income through traditional documentation was challenging. ARDRI has a simple solution – our P&L Statements Loan Program only requires one or two years of Profit & Loss statements from a licensed CPA.

Our P&L Statements Loan Program is an excellent fit for:

  • Self-Employed Individuals: Entrepreneurs, small business owners, or gig economy workers with non-traditional income documentation.
  • Borrowers with Minimal Documentation: Those without W-2s or traditional income proof but can provide accurate P&L statements.
  • Clients Seeking Flexibility: Borrowers who need a loan program that accommodates unique financial situations.
  • Borrowers with CPA or Tax Preparer Access: Those working with professionals who can prepare or attest to their financial statements.

Program Highlights

  • LTV up to 80% for Purchase
  • LTV up to 80% for Cash-out Refinance
  • Minimum 600 FICO
  • Loan amounts up to $2M
  • Primary, Second Home & Investment
  • No MI
  • No Reserve Options
  • 30YR and 40YR I/O terms available (Fixed or ARM)
  • SFR, 2-4 Units, Condos (and Non-Warrantable), PUD

Click here to view pricing and eligibility for ARDRI’s P&L Statements Loan Program or price a loan with askARDRI.

Why Partner with ARDRI?

At ARDRI, we empower mortgage brokers with cutting-edge solutions that simplify the lending process for self-employed clients. With our innovative approach, exceptional service, and commitment to transparency, we help you meet your clients’ needs while streamlining your business operations.

Why Partner with ARDRI?

At ARDRI, we empower mortgage brokers with cutting-edge solutions that simplify the lending process for self-employed clients. With our innovative approach, exceptional service, and commitment to transparency, we help you meet your clients’ needs while streamlining your business operations.

Get Started Today!

Contact us today to learn more about our P&L Statements Loan Program and how it can transform your borrowers’ opportunities. Call us today at 855.855.8598 to learn more or start your borrower’s application!

GET APPROVED

Get Started Today!

Contact us today to learn more about our P&L Statements Loan Program and how it can transform your borrowers’ opportunities. Call us today at 855.855.8598 to learn more or start your borrower’s application!

Meet Our Non-QM Loan Programs

As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!

Meet Our Non-QM Loan Programs

As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!

Meet Our Non-QM Loan Programs

As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!