Close More Deals with Our Flexible ITIN Lending Program!
ARDRI’s ITIN Loan Program is for Non-Permanent Resident Aliens with an Individual Tax Identification Number (ITIN). This program offers an easy, efficient solution for non-U.S. citizens—including those without a social security number or work visa. Expand your reach and serve a broader client base with our ITIN Loan Program.
Close More Deals with Our Flexible ITIN Lending Program!
ARDRI’s ITIN Loan Program is for Non-Permanent Resident Aliens with an Individual Tax Identification Number (ITIN). This program offers an easy, efficient solution for non-U.S. citizens—including those without a social security number or work visa. Expand your reach and serve a broader client base with our ITIN Loan Program.
Close More Deals with Our Flexible ITIN Lending Program!
ARDRI’s ITIN Loan Program is for Non-Permanent Resident Aliens with an Individual Tax Identification Number (ITIN). This program offers an easy, efficient solution for non-U.S. citizens—including those without a social security number or work visa. Expand your reach and serve a broader client base with our ITIN Loan Program.
Ideal Borrowers
Borrowers like Isaac, a skilled laborer in the construction industry with a steady income and a commitment to his craft, make excellent candidates. However, with only an Individual Tax Identification Number (ITIN)—Isaac struggled to find a traditional home loan. ARDRI’s ITIN Lending Program provides an inclusive and straightforward solution. We eliminate unnecessary obstacles and offer brokers the tools to help clients like Isaac.
The ITIN Loan Program is an excellent solution for borrowers that:
- Are Non-Permanent Resident Aliens seeking home financing in the U.S.
- Possess a valid ITIN but does not have a social security number.
- May or may not have a work visa.
- Have alternative or limited credit histories.
- Are self-employed or have non-traditional income sources.
Program Highlights
- LTV up to 90% for Purchase
- LTV up to 80% for Rate/Term Refinance
- LTV up to 75% for Cash-out Refinance
- Minimum 600 FICO
- Loan amounts up to $2M
- Consumer Purpose Primary Resident & Business Purpose DSCR and No Ratio
- No MI
- No Reserve Options
- 30YR and 40YR I/O terms available (Fixed or ARM)
- SFR, 2-4 Units, Condos (and Non-Warrantable), PUD
Click here to get pricing and eligibility for ARDRI’s ITIN Loan Program or price a loan with askARDRI.
Why Partner with ARDRI?
Our ITIN Loan Program is built on innovation, simplicity, and accessibility. With ARDRI, you can:
• Provide financing options for underserved borrowers.
• Simplify the lending process with our streamlined digital platform.
• Gain access to a broader market of potential clients.
• Rely on our team of experts for personalized support and guidance.
Why Partner with ARDRI?
Our ITIN Loan Program is built on innovation, simplicity, and accessibility. With ARDRI, you can:
• Provide financing options for underserved borrowers.
• Simplify the lending process with our streamlined digital platform.
• Gain access to a broader market of potential clients.
• Rely on our team of experts for personalized support and guidance.
Expand Your Opportunities Today!
Connect with ARDRI and discover how our ITIN Loan Program can help you offer more flexible financing solutions to your clients. Contact us today to learn more and get started!
Call us today at 855.855.8598 to learn more or start your borrower’s application!
Meet Our Non-QM Loan Programs
As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!
Meet Our Non-QM Loan Programs
As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!
Meet Our Non-QM Loan Programs
As a client-focused mortgage lender, ARDRI provides TPO brokers with innovative financing solutions that make closing deals easier. Get to know our comprehensive consumer and business loan programs!