Expand Opportunities with Flexible Lending Options for Foreign Nationals
Our Foreign National Loan Program offers a streamlined process, flexible qualification criteria, and competitive rates. ARDRI delivers financing solutions tailored to international investors, expatriates, and non-resident buyers entering the U.S. real estate market.
Expand Opportunities with Flexible Lending Options for Foreign Nationals
Expand Opportunities with Flexible Lending Options for Foreign Nationals
Our Foreign National Loan Program offers a streamlined process, flexible qualification criteria, and competitive rates. ARDRI delivers financing solutions tailored to international investors, expatriates, and non-resident buyers entering the U.S. real estate market.
Ideal Borrowers
A borrower like Francisco, a successful entrepreneur from Latin America, wants to diversify his investments by owning property in the United States. Despite his strong finances and international credit, many lenders have rejected him due to documentation requirements. Like many foreign nationals, he needs a lender who understands his unique financial landscape. At ARDRI, we specialize in helping global clients like Francisco achieve their real estate goals.
The Foreign National Loan Program is an excellent solution for:
- Foreign nationals seeking to invest in or purchase U.S. real estate
- Lack of a U.S. Social Security Number or credit history
- Earn income abroad and need flexible income documentation options
- Desire an alternative to traditional mortgage programs
- Are investors expanding their real estate portfolio with U.S. properties
Program Highlights
- LTV up to 80% for Purchase
- LTV up to 75% for Rate/Term Refinance
- LTV up to 70% for Cash-out Refinance
- No need for American or Foreign Credit Report
- Qualify as if 700 FICO Score with No American Credit
- Jumbo Loan amounts up to $2M
- Business Purpose DSCR and No Ratio
- No VISA required
- No Mortgage Insurance
- No Reserve Options
- No Seasoning Required on Down Payment Funds
- 30YR and I/O terms available (Fixed or ARM)
- SFR, 2-4 Units, Condos (and Non-Warrantable), PUD
Click here to view pricing and eligibility for ARDRI’s Foreign National Loan Program or price a loan with askARDRI.
Open the Door to More International Buyer Opportunities
ARDRI helps mortgage brokers serve foreign nationals purchasing or refinancing U.S. investment properties. Flexible credit, documentation, and qualification options make it easier to structure international borrower scenarios that may not fit traditional lending guidelines.
Why Partner with ARDRI for Foreign National Loans?
At ARDRI, we help you unlock opportunities with international borrowers by simplifying what is often a complex process. Our Foreign National Loan Program is designed to reduce documentation barriers and provide flexible solutions, so you can confidently serve non-U.S. clients. With a technology-driven platform, transparent communication, and dedicated support, we make it easier to move global scenarios from submission to close.
Why Partner with ARDRI for
Foreign National Loans?
At ARDRI, we help you unlock opportunities with international borrowers by simplifying what is often a complex process. Our Foreign National Loan Program is designed to reduce documentation barriers and provide flexible solutions, so you can confidently serve non-U.S. clients. With a technology-driven platform, transparent communication, and dedicated support, we make it easier to move global scenarios from submission to close.
Why Partner with ARDRI for Foreign National Loans?
At ARDRI, we help you unlock opportunities with international borrowers by simplifying what is often a complex process. Our Foreign National Loan Program is designed to reduce documentation barriers and provide flexible solutions, so you can confidently serve non-U.S. clients. With a technology-driven platform, transparent communication, and dedicated support, we make it easier to move global scenarios from submission to close.
Help Your Clients Achieve Their Goals!
Contact us today to learn more about the Foreign National Loan Program or get started on your next loan submission.
Call us today at 855.855.8598 to learn more or start your borrower’s application!
