Bobby Caldera
Specialized Non-QM Guidance. A Relationship You Can Trust.
With more than five years of specialized Non-QM lending experience, Bobby Caldera has helped fund over $250 million in Non-QM loans. His expertise includes Bank Statement, Profit & Loss Only, DSCR, and other alternative-income programs designed for borrowers who may not qualify through traditional guidelines.
For Bobby, mortgage lending is ultimately a relationship business. His goal is not simply to provide a rate or recommend a program. He strives to become a trusted partner who helps loan officers solve difficult scenarios, serve more borrowers, and build stronger businesses.
Integrity, responsiveness, education, and genuine care guide every relationship Bobby develops. He is motivated by his family and committed to building a career and reputation his children can one day be proud of.
Outside of mortgage lending, Bobby is a devoted husband and father. He is also a marathon runner, martial artist, and Spartan Race competitor who enjoys testing his physical and mental endurance. His interests include creating educational content, exploring technology and AI, and pursuing personal and professional growth.
Bobby Caldera
Senior Account Executive
747.202.5129
855.855.8598 x2003
[email protected]
Connect on LinkedIn
With more than five years of specialized Non-QM lending experience, Bobby Caldera has helped fund over $250 million in Non-QM loans. His expertise includes Bank Statement, Profit & Loss Only, DSCR, and other alternative-income programs designed for borrowers who may not qualify through traditional guidelines.
For Bobby, mortgage lending is ultimately a relationship business. His goal is not simply to provide a rate or recommend a program. He strives to become a trusted partner who helps loan officers solve difficult scenarios, serve more borrowers, and build stronger businesses.
Integrity, responsiveness, education, and genuine care guide every relationship Bobby develops. He is motivated by his family and committed to building a career and reputation his children can one day be proud of.
Outside of mortgage lending, Bobby is a devoted husband and father. He is also a marathon runner, martial artist, and Spartan Race competitor who enjoys testing his physical and mental endurance. His interests include creating educational content, exploring technology and AI, and pursuing personal and professional growth.
Bobby Caldera
Senior Account Executive
747.202.5129
855.855.8598 x2003
[email protected]
Connect on LinkedIn
Bobby Brings Experience and Partnership to Every Scenario
Non-QM lending often requires more than matching a borrower with a program. Bobby combines specialized product knowledge, careful scenario evaluation, responsive communication, and a genuine commitment to helping brokers find the right path forward.
Relationships First. Solutions Built to Last.
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My goal is to become a trusted partner who helps loan officers solve challenging scenarios, grow their businesses, and confidently serve more borrowers. Every relationship deserves integrity, responsiveness, and genuine care.
— Bobby Caldera, Senior Account Executive
Relationships First. Solutions Built to Last.
“
“
My goal is to become a trusted partner who helps loan officers solve challenging scenarios, grow their businesses, and confidently serve more borrowers. Every relationship deserves integrity, responsiveness, and genuine care.
— Bobby Caldera, Senior Account Executive
Bobby Caldera
Senior Account Executive
747.202.5129
855.855.8598 x2003
[email protected]
Connect on LinkedIn
Have a Scenario? Send It to Bobby.
Let’s Find the Right Path for Your Next Deal
Schedule a convenient time to connect with Bobby. He will help you review the scenario, explore potential program options, and determine the strongest path forward.
Ready to Turn More Challenging Scenarios Into Opportunities?
Let’s connect soon—I’d love to discuss how ARDRI can bring value to you and your clients. Please feel free to reach out at any time or book a meeting with me using the calendar appointment tool on this page. Call me today at 747.202.5129 to get started!
