A streamlined one-page document designed to specify the use of cash proceeds for Business Purpose loans. 

Brokers without a Loan Origination System or those needing to originate Business Purpose loans outside of their current system can use this Business Purpose Loan Application form. 

A brief Condo Questionnaire, to be completed by the HOA representative, used to assess whether a condo is warrantable or non-warrantable. 

For Multi-Family (5+ Units) properties, the Pro Forma Operating Statement must be fully completed to ensure an accurate DSCR calculation. These properties typically incur additional expenses not present in 2-4 unit rental properties. 

A comprehensive checklist outlining the required documents Underwriting needs when the Borrower is an Entity or Trust. 

ARDRI’s formal exception request form must be fully completed for the credit committee to evaluate the request, document the decision, and record the Exception Approval, Counteroffer, or Denial. 

ARDRI Hub is the Third-Party Originators Centralized Pricing & Eligibility, Loan Submission, Task Management and Collaboration Portal with Real-Time Updates Streamlining and Expediting your Closing Experience. 

A comprehensive checklist outlining the required documents Underwriting needs when the Borrower is an Entity or Trust. 

A step-by-step tutorial guide for borrowers on how to eSign their electronic Initial Disclosure package, designed to minimize confusion and ensure a smooth signing process. 

The Mortgage Loss Payee Clause is a provision in a property insurance policy that designates the lender (mortgagee) as the payee in the event of a loss. It provides security for the lender by guaranteeing that insurance proceeds will be used to repair or rebuild the property or to satisfy outstanding loan obligations in case…

A one-page document that informs borrowers of the various mortgage loan options available to them. 

A brief Condo Questionnaire, to be completed by the HOA representative, used to assess whether a condo is warrantable or non-warrantable. 

ARDRI’s formal exception request form must be fully completed for the credit committee to evaluate the request, document the decision, and record the Exception Approval, Counteroffer, or Denial. 

The worksheet must be completed with respect to all residential mortgage loans secured by properties located in AR, NM, NC, SC, TX, VA, and WV. 

Authorization for the Social Security Administration (SSA) to release Social Security Number (SSN) verification to ARDRI. 

Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting (Individuals). 

Request for Taxpayer Identification Number and Certification. 

Borrowers must complete and sign the ACH form before Underwriting can issue a Clear to Close when the Lock Pricing includes ACH Incentive pricing. If the form is not received by then, the Lock Pricing will need to be updated to remove the ACH Incentive. 

A one-page document that informs borrowers of the various mortgage loan options available to them. 

ARDRI’s formal exception request form must be fully completed for the credit committee to evaluate the request, document the decision, and record the Exception Approval, Counteroffer, or Denial. 

A step-by-step tutorial guide for borrowers on how to eSign their electronic Initial Disclosure package, designed to minimize confusion and ensure a smooth signing process. 

Required and must be approved by ARDRI for all Third Party Origination firms wanting to earn Lender Paid Compensation. Once approved, the pricing and eligibility engine will reflect Lender Paid Pricing automatically within the loan premium and Par pricing when selecting Borrower Paid Compensation. 

The Mortgage Loss Payee Clause is a provision in a property insurance policy that designates the lender (mortgagee) as the payee in the event of a loss. It provides security for the lender by guaranteeing that insurance proceeds will be used to repair or rebuild the property or to satisfy outstanding loan obligations in case…

The Roster of Mortgage Loan Originators and Loan Processors spreadsheet allows brokers to input and add their employees to the ARDRI Hub. This helps ensure that all relevant team members are accurately registered within the ARDRI platform for streamlined communication and tracking.

Form used to provide ARDRI with a compilation of external organizations and/or individuals that will require communication with throughout the loan process. 

Required for firms that only originate Business Purpose loans. Must be submitted and approved by ARDRI before locking your first loan. 

Required for firms originating Consumer and Business Purpose loans. Must be submitted and approved by ARDRI before locking your first loan. 

For Multi-Family (5+ Units) properties, the Pro Forma Operating Statement must be fully completed to ensure an accurate DSCR calculation. These properties typically incur additional expenses not present in 2-4 unit rental properties. 

The worksheet must be completed with respect to all residential mortgage loans secured by properties located in AR, NM, NC, SC, TX, VA, and WV.