John Pina
Building Strong Broker Relationships—
One Solution at a Time

With two decades of mortgage industry experience—spanning both retail and wholesale, John Pina brings deep-rooted expertise and unwavering dedication to every broker relationship. For over 10 years, John has specialized in Non-QM lending, having honed his skills at top-tier firms like Athas Capital and No Red Tape Mortgage.
At ARDRI, John’s passion lies in the wholesale space, where he thrives on helping brokers navigate complex Non-QM scenarios with confidence and clarity. He’s known for delivering realistic, reliable solutions that brokers can count on—no fluff, just smart structuring and fast execution. His deep product knowledge, hands-on service, and commitment to clear communication make him a trusted partner throughout the entire loan process.
John prides himself on building strong, long-term relationships with his broker partners and collaborating closely with ARDRI’s internal teams to ensure loans close smoothly, efficiently, and on time. Whether it’s a tough-to-place borrower or a last-minute funding need, John is always ready to step in and make it happen.
Outside of work, John recharges by hiking local trails, jogging, and hitting the gym. His energy, discipline, and problem-solving mindset are just as evident in his personal life as they are in his professional approach.
If you’re looking for a Non-QM expert who goes the extra mile to get your deals done—and done right, John Pina is the partner you want in your corner.
With two decades of mortgage industry experience—spanning both retail and wholesale, John Pina brings deep-rooted expertise and unwavering dedication to every broker relationship. For over 10 years, John has specialized in Non-QM lending, having honed his skills at top-tier firms like Athas Capital and No Red Tape Mortgage.
At ARDRI, John’s passion lies in the wholesale space, where he thrives on helping brokers navigate complex Non-QM scenarios with confidence and clarity. He’s known for delivering realistic, reliable solutions that brokers can count on—no fluff, just smart structuring and fast execution. His deep product knowledge, hands-on service, and commitment to clear communication make him a trusted partner throughout the entire loan process.
John prides himself on building strong, long-term relationships with his broker partners and collaborating closely with ARDRI’s internal teams to ensure loans close smoothly, efficiently, and on time. Whether it’s a tough-to-place borrower or a last-minute funding need, John is always ready to step in and make it happen.
Outside of work, John recharges by hiking local trails, jogging, and hitting the gym. His energy, discipline, and problem-solving mindset are just as evident in his personal life as they are in his professional approach.
If you’re looking for a Non-QM expert who goes the extra mile to get your deals done—and done right, John Pina is the partner you want in your corner.
John Pina and ARDRI are here to help you close more loans—with speed, clarity, and confidence.
At ARDRI, John combines 20 years of mortgage experience, a broker-first mindset, and a deep understanding of Non-QM lending to simplify even the most complex scenarios. This isn’t just about getting loans done—it’s about building real partnerships and delivering solutions that help you and your clients win.
What John's TPO Partners Are Saying...
“
“
I’ve brought John some tough Non-QM deals, and he always delivers. He’s fast, knowledgeable, and communicates clearly every step of the way. His solutions are real, and his service is top-tier. With John, I know my deals will close smoothly—and that’s everything.
– Jason M., Senior Loan Officer
What John's TPO Partners Are Saying...
“
“
I’ve brought John some tough Non-QM deals, and he always delivers. He’s fast, knowledgeable, and communicates clearly every step of the way. His solutions are real, and his service is top-tier. With John, I know my deals will close smoothly—and that’s everything.
– Jason M., Senior Loan Officer
Have Questions? I’m Your Dedicated Expert.
Ready to Simplify Lending?
Let’s connect soon—I’d love to discuss how ARDRI can bring value to you and your clients. Please feel free to reach out at any time or book a meeting with me using the link below. Call me today at 818.381.9350 to get started!