Paul Pesantez
Where Non-QM Expertise Meets the Mamba Mindset

With more than 20 years in the mortgage industry and over seven years focused exclusively on Non-QM lending, Paul Pesantez brings a wealth of knowledge and dedication to his role at ARDRI. His deep understanding of complex loan structures and evolving market trends makes him a trusted partner for brokers navigating today’s challenging lending environment. Whether it’s structuring a solution for self-employed borrowers or financing investment properties, Paul approaches each scenario with expertise, creativity, and precision.
Before joining ARDRI, Paul was a fully licensed financial advisor, holding Series 6, 7, 63, and Life Insurance licenses with firms like Wells Fargo and Sun America Securities. This financial background gives him a unique ability to assess a borrower’s full financial picture and offer well-rounded guidance. His foundation in personal finance, combined with his mortgage experience, enables him to identify smart solutions quickly—especially when time is of the essence. Known for his high-touch service and unwavering commitment to his clients, Paul always goes the extra mile to deliver results.
Paul thrives in the fast-paced world of Non-QM lending, driven by what he calls the “Mamba Mentality”—Outwork Everyone. No Excuses. Always Execute. His work ethic, positivity, and solution-first mindset have made him a go-to resource for brokers looking to grow their business with confidence. Outside of work, Paul enjoys quality time with his family, attending and playing in sporting events, and DJing for friends and loved ones. Whether on or off the clock, Paul brings energy, focus, and a passion for excellence to everything he does.
With more than 20 years in the mortgage industry and over seven years focused exclusively on Non-QM lending, Paul Pesantez brings a wealth of knowledge and dedication to his role at ARDRI. His deep understanding of complex loan structures and evolving market trends makes him a trusted partner for brokers navigating today’s challenging lending environment. Whether it’s structuring a solution for self-employed borrowers or financing investment properties, Paul approaches each scenario with expertise, creativity, and precision.
Before joining ARDRI, Paul was a fully licensed financial advisor, holding Series 6, 7, 63, and Life Insurance licenses with firms like Wells Fargo and Sun America Securities. This financial background gives him a unique ability to assess a borrower’s full financial picture and offer well-rounded guidance. His foundation in personal finance, combined with his mortgage experience, enables him to identify smart solutions quickly—especially when time is of the essence. Known for his high-touch service and unwavering commitment to his clients, Paul always goes the extra mile to deliver results.
Paul thrives in the fast-paced world of Non-QM lending, driven by what he calls the “Mamba Mentality”—Outwork Everyone. No Excuses. Always Execute. His work ethic, positivity, and solution-first mindset have made him a go-to resource for brokers looking to grow their business with confidence. Outside of work, Paul enjoys quality time with his family, attending and playing in sporting events, and DJing for friends and loved ones. Whether on or off the clock, Paul brings energy, focus, and a passion for excellence to everything he does.
ARDRI is ready to partner with you today to create practical solutions for your clients.
Paul Pesantez and ARDRI are transforming Non-QM and Business Purpose lending by combining personalized service, cutting-edge technology, and a shared commitment to simplifying the lending process. Here’s what makes this partnership exceptional:
What Paul's TPO Partners Are Saying...
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Paul Pesantez is the real deal. As a loan officer, I’ve worked with plenty of reps—but Paul stands out with his deep Non-QM knowledge, fast response times, and relentless commitment to getting deals done. He’s not just a partner, he’s a problem-solver who always goes the extra mile to help me close more loans and grow my business. You’re missing out if you’re in this space and not working with Paul.
– Jason R., TPO Loan Officer, Southern California
What Paul's TPO Partners Are Saying...
“
“
Paul Pesantez is the real deal. As a loan officer, I’ve worked with plenty of reps—but Paul stands out with his deep Non-QM knowledge, fast response times, and relentless commitment to getting deals done. He’s not just a partner, he’s a problem-solver who always goes the extra mile to help me close more loans and grow my business. You’re missing out if you’re in this space and not working with Paul.
– Jason R., TPO Loan Officer, Southern California
Have Questions? I’m Your Dedicated Expert.
Ready to Simplify Lending?
Let’s connect soon—I’d love to discuss how ARDRI can bring value to you and your clients. Please feel free to reach out at any time or book a meeting with me using the link below. Call me today at 805.433.2263 to get started!