The ARDRI Lock & Pricing Policy outlines the procedures and guidelines for locking loan interest rates and managing pricing for approved clients. ARDRI offers Best Effort rate locks only, and all locks must be processed through the ARDRIhub platform.
The Borrower Certification and Authorization Certification confirms that the borrower has provided accurate and complete information in their mortgage application and acknowledges the lender’s right to verify details through a full documentation review.
This form allows borrowers or brokers to submit bank statements as part of the Non-QM loan application process. It ensures that ARDRI can verify income, assess financial stability, and determine eligibility for alternative financing solutions.
The Roster of Mortgage Loan Originators and Loan Processors spreadsheet allows brokers to input and add their employees to the ARDRI Hub. This helps ensure that all relevant team members are accurately registered within the ARDRI platform for streamlined communication…
The Mortgage Loss Payee Clause is a provision in a property insurance policy that designates the lender (mortgagee) as the payee in the event of a loss. It provides security for the lender by guaranteeing that insurance proceeds will be…
A step-by-step tutorial guide for borrowers on how to eSign their electronic Initial Disclosure package, designed to minimize confusion and ensure a smooth signing process.
Required for firms that only originate Business Purpose loans. Must be submitted and approved by ARDRI before locking your first loan.
Required for firms originating Consumer and Business Purpose loans. Must be submitted and approved by ARDRI before locking your first loan.
Form used to provide ARDRI with a compilation of external organizations and/or individuals that will require communication with throughout the loan process.
ARDRI’s formal exception request form must be fully completed for the credit committee to evaluate the request, document the decision, and record the Exception Approval, Counteroffer, or Denial.
© 2025 ARDRI LLC. NMLS #2495114. Rates, fees and programs are subject to change without notice. Other restrictions may apply. This information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. www.nmlsconsumeraccess.org.
